the integral part of the web space of a non-profit social-humanitarian organization administered by its members.

Without any doubt, life is certainly the greatest of all mysteries that humanity has ever coped with. From the first day of the calendar they are using, human species is constantly running away from confrontation with the original problem for all of their torments, always inventing for problem some new names and definitions. From then until now, a myriad of pointless wars has been conducted and many innocent victims fallen. In the stage of man's journey through time called a democracy, nothing has changed in relation to the past - in the East, the same old stories - in the West, nothing new: In absence of the development of monetary culture - financial, material and information resources are still controlled by the narrow minority of influential people who extract a maximum benefit from this at the expense of all other animate and inanimate nature.

In the ambience of countless commercials and propaganda messages, vivid imagination and a lack of knowledge, where apparently only the will of the majority prevails and where everything is a question of quantity rather than quality; in society with the maneuvering space from A to Z in which in the name of consumerism dialogue is accepted only in range from A to B; spontaneously by itself has begun to emerge a desire for some different kind of freedom and happiness. The will has awoken to build the most beautiful and most attractive place in this part of space in which people proudly live and work in peace and love, produce ecologically clean energy and not destroy flora and fauna, eat healthy food and all together maintain this heritage.


Introduction To Problem: Money - Root Of All Evil

Money is a collective mental agreement.
Our money has no precise definition and is blurred by the complicated terminology.

It is really a strange situation in which community has developed the idea, disposed of labor and material, but without the intermediation of the bank, the whole project is just a dead letter on paper. It is no longer a secret that bankers create money out of nothing. Without a bricklayer, a house cannot be built - if there is space, if there are builders and there is a material, then why the problem is a lack of a simple piece of paper signed by the governor or director of the bank? Is it not just incredible that banks, which generally produce nothing except digits on paper or on computer screen, are more powerful and the wealthiest institutions of states whose hundreds of millions of voters spend most of their lives locked in some suffocating factory production department?

How is possible that now when each worker produces more than ever in world history, both parents work fulltime but due to the growing difference between wages and prices, do not earn enough money for a dignified life? The fact is that the more we progress, the more isolated from each other we become. Why are we increasingly deprived of our rights, why do we sacrifice ourselves more and more, and why do we have less and less free time? Shouldn’t the opposite be happening as we continue to become more and more productively efficient? Why are we less happy than ever before? Something must be wrong!

All our current problems are directly linked to the monetary system in use. Due to the structure of the monetary system, money has the greatest influence on the people's behavior - money determines our relationship with ourselves, other people, and nature that surrounds us. The money system affects our everyday lives more than the executive, judicial, and legislative decisions altogether. The fundamental source of power lies in the creation of money, not laws.

There are only two possible choices in front of the money issuer: to serve or to be served. In the current global financial system, money is not created by communities but by the banks. Banks create money and lend it with interest to governments and communities in the same way they approve credit cards to the people. Under these conditions, the more we work and produce, the more we fall in debt. The mystery that inevitably imposes itself on a planetary level is: Why do We The People Of The World, through a concept in which money without any material basis is issued out of nothing, accept indebtedness to the private institution for the amount of all currency in circulation, without receiving anything in return?

The development of human civilization through the gradual dispossession of the population's monetary sovereignty, at the end, has led every aspect of modern society into the absolute dependence on the money issued as the interest based debt; and as a result produced an invalid society limited by countless abnormal bureaucratic obstacles and constraints.


Introduction To Solution: Money - Source Of All Good

A medium of exchange is an intermediary item used as a measure of the value of goods and services on the market. Even though the money is everything that the two sides can agree to use as a medium of exchange, for some secret reason, mankind is convinced that money is only what the government or central bank specifies and controls through the laws in a monopoly regime.

Money supply and collective wealth - each of us has the right to use whatever kind of money he wants.

The only sustainable economic system is one which is in compliance with the resource limits, or in other words, any quantity of money in circulation that is not compatible with the quantity of all goods, products and services within that circle - is a spark of the speculation and currency instability conflagration.

Offered Choice

We have decided to step into a concrete realization of an innovative idea about the new world that stands right in front of us and awaits our children; a world in which the economy is not imparted as the virtual and the real one; a world of liberated creativity and highly developed collective awareness that only one human race exist - the one which is not divided on the ruling class and the ruled. As a basic condition for existing in any democratic civil society, today we begin to build a tomorrow of sustainable economy based on common sense, financial democracy and social justice in whose heart beats the monetary sovereignty and financial independence of all members of the community. The world we wish is a world where jobs are created by understanding of what is best for all of us, rather than because of the need for income.

Ownership of the financial system is of crucial importance for any community that intends to achieve any kind of permanent prosperity. Unless we adopt an absolutely clear and honest conception of money, mankind will never have a healthy and a stable, sustainable system. Whoever suggests a new economic model, the first question that must be confronted is what the system does need to serve. The correct answer is that everyone in society should be guaranteed a life worthy of man. The way currency is created and distributed, its form, who owns the money at the moment of creation, who owns the money in circulation - are issues of critical importance which fully dictate both the collective and individual form of existence.

Crom Alternative Currency - Social Network And Payment System is a project of the Crom Alternative Exchange Association that represent a tool for development of local community economies through which with wider possibilities the volume of trading is increased. The Crom Alternative Currency System is an institutional and a referent communication point which enables its members to perform exchanges. It stimulates people to cooperate rather than to compete among themselves.

Crom is an econometric symbol accepted only on a voluntary basis through which the free valuation of products and services is expressed. The value of crom money lies in available resources, that is, in goods, products, and services which people, by investing their time and skills, are creating within these networks.


Advantages

We all need a new, fair, and efficient monetary-financial system in which everyone can recognize a good opportunity and conclude serious business.

Why would someone decide to become a participant in the system?
Because he's tired of everything and desires something new, because membership is free, and because his account is immediately accredited with 10 crom.

Why should someone do business through the Crom Alternative Currency System?
Because of these good motives:

- meeting of demand and supply on an independent marketplace for products and services,
- direct business relationship without intermediaries,
- no taxes,
- no transaction fees,
- low monthly account maintenance costs,
- increase in purchasing power,
- interest-free Crom loans,
- no bureaucratic obstacles,
- money is sent and received securely and instantly,
- avoiding of the current political and economic defects and traps,
- non-subjection to currency speculations,
- crom currency is backed almost 100%,
- fixed exchange rate against the euro,
- incentives for Crom brokers,
- annual dividend payment to all verified members of the system.

Healthy local economies are a pillar for a healthy global economy. Our intention is to have a joint effort on the creation of small community networks and extend Crom Alternative Currency onto the entire social chain, from manufacturers to customers - including small and large traders, manufacturers of basic necessities, workers, dads, moms, and grandmas. The system knows no territorial limits, so there's no reason not to become an international payment system for the business community.

The right of every one of us to use the money of his own choice certainly opens the problem of adoption of one universal medium of exchange with which local, regional, national, and continental barriers could be overcome. Alternative currencies are, at best, local currencies limited to small areas. Parallel with that, the idea works well until the currency is attempted to be used outside the community in which it circulates. Crom Alternative Currency, among other things, also represents a concrete solution in that regard. As the importance of the entire network grows, each individual exchange within itself will be more valued and the free market will decide on the value of new ideas without political coloring.


What Can Be Bought With Croms?

Besides everything offered on the Crom Marketplace, also outside of its frames - everything that two sides in any part of this world can agree upon.


Currency Of The Free Planet

Key words such as economics, finance, alternative currency, monetary system, debt, central bank, money, loans, public debt, interests, democracy, free market, social justice, financial independence, medium of exchange, entrepreneur, freedom, liberty, goods, credit, products, wages, profit, personal income, services, financial derivatives, working time, money system, corruption, censorship, transactions, production, consumption, supply, demand, monetary sovereignty, cash, banknotes, complementary currencies, new world order, debt slavery, community currencies, payment system, usury, local currency, fractional reserve banking, fiat money, bonds, seigniorage, stocks, bankruptcy, stock market, buying, selling, business, barter, fair trade, monetary culture, fair exchange, coexistence with nature, sustainable way of life - that's what it's all about here.

Rather than in national currencies, the coverage of money in this globally local sustainable monetary and financial system lies in participation in offer of goods, products and services.
Our movement is not fighting against anybody or anything. It's a peaceful self-examination, education, and choice through which people, by greater self-sufficiency, are taking back control of their destiny in their hands.

In other words, the Free Planet has finally got the currency it deserves!
Crom Alternative Currency is a spontaneous response to the individual and collective needs of humanity - too long unsatisfied.
Use of the currency of the Free Planet is convenient, diverting, and good for the entire community.